Tag Archives: money

Bad September!

First off, if you don’t want to read bad news, then run away. This post is nothing but bad news. September has been nothing but a long string of terrible events that is just plain wrong. I am sure I can find people to point fingers at, but it won’t change the facts at hand. With that being said, I know that this post will be of no value, and will not change facts. At best, it might bring a couple of tears to the one or two people that might read my blog, but if nothing else, I feel I should at least vent, because isn’t that what a personal blog is for?

Obviously, this post is about events that has affected me personally. And while I am not perfect, I am going to do my best to not be judgmental, and just state facts. Also, this post is not an attempt to ask for any hand outs, or even hand-ups. I almost never have help beyond the normal standard stuff that  someone in my position and state would otherwise receive, and for that I am appreciative.

Continue reading Bad September!

February 2015

February was a bit more eventful. Chris made a larger payment on money he owed, but that is where I will keep anything else private. The money was used to address some of my active debt. My media tablet for my home music player has went dead. This forced me to get a new one. Since I listen to music all of the time, a player is important. I also went to see my anesthesiologist who  he and his colleagues have been recommending another specialist in conjunction of their treatment. I also visited my ear doctor which told me that my problem will be reoccurring but not too serious. I guess when it excels in being a problem, I would need to make a special appointment with them.

On some brighter news, Chris gave me an Amazon gift card as a birthday present. It was nice of him, but my birthdays are typically not important to me. However, that is the end there. My keyboard is acting up, and some keys  have been sticking. Since I use a notebook PC, it is not so easy to just get a new keyboard. I had also been using a dating site for a couple of months, and as with past experiences, not much in the way of luck.

Week 45 – 2014

Not much happened this week. I went to the grocery store to get a couple of groceries before I do real shopping. I also got most of the money that Andrea owed, and she said I will get the rest next week. Maybe I should disable data for everyone, and they will get it next week. Otherwise, I have been working on a couple of projects, but otherwise – not much happened this week. As for plans for next week, I will have to get groceries addressed. and I will expect my dog’s food to come in the coming week.

Week 29 – 2014

Not much happened this week, but what did happened wasn’t for the best. I had a couple of minor things that needed to be done. It rained a few times which reduced the options of walking the dogs. They did get some long walks though. On Thursday, I took the two to the vets for an annual checkup, and vaccinations. The vet is concerned for Talisa due to the hair loss she has in the back side. He wants me to do a CBC-Chem and a Thyroid test ASAP.  The tests will cost $100 + transit to get her there and back.

For this, the landlord was very kind in offering me $25 for the tests. He said I could take it out of the rent, and considering I pay $30/month in pet fees, it’s not much of a loss on the actual rent. Someone I know needs their phone replaced. This person owes $25 to begin with. I took what was Gage’s phone (which is my phone), replaced it with a better phone which I paid half down, and put the other half on EIP. This should now allow me to get the old phone unlocked, and sold to the person for the down payment I made on Gage’s new phone + the money owed. This will mean $75 + $25. This will just mean I will have to get the money to transport her. I of course still have to sell the phone, but at least it will be something. In turn, my nephew has a better device, and this person that owes $25 will have a reason to pay the money owed.

Continue reading Week 29 – 2014

My 7 Month Cashless Experiment

Now, I am not saying that we should eliminate money. At this time, there are simply too many political, logistical, and social issues that will stand in the way of that Utopia. However, I am suggesting that we go Cashless. There is a difference. Money is what we use to trade for goods and services. Cash is the physical representation of money. Since January of 2014, I have conducted a small experiment. I decided to discover the impact and consequences of going cashless. I am the type that wants to be as unbiased as possible, and if I am going to complain about something, I am going to know what I am complaining about, and bring up realistic solutions to whatever my gripe is.

So, what did I rely on, and what happens when someone gave me cash? Well, what I would always carry will be my photo ID, my Google Wallet card which has all of my discretionary money, and if needed – I could transfer money from a credit card to my Wallet account. Last I had my Public Transit card. The ID had nothing to do with going cashless. However, to ride the public transit system, I used the Public Transit Card. When I needed to refill the card, I used a credit card, or my Wallet Card. So what happens when someone handed me cash? Well, I placed it in an envelope and would take that money down with me the next time I would be close to my bank. Once a month, I will take $10 of that cash to do laundry. This is because the Laundromat in Troy Hill supports only cash. Once my money was deposited into my bank account, I can then pay bills, or transfer to my wallet. Also, the shoe repair shop will require a minimum of $10 for cashless transactions. If need be, I will get cash – but will be spent within 15 minutes to address the shoe repair. The only other instance in where there is some form of physical representation will be my Landlord and sending him a check. However, I pay my landlord through the bank’s site and they mail him a check with no additional cost to me. However if my Landlord would take Google Wallet, he could get his money in minutes on the first rather than maybe the 3rd – 5th of the month, only to have to take time to deposit it.

Again, let’s go into the difference between cash and money. Cash is a physical thing. You can touch it, and put it in your pocket. It can be stolen, lost or given away rather freely. Money is the backing of a government and promise to honor a means of trade without having to rely on goods. At one time, cash and money was one and the same. Then came the banking system, and computer transactions. Think about it. If a Millionaire went an bought a $400,000 car – do you really think he is going to bring a briefcase with $400,000 in the dealership? No, he is going to write a check. That check is a promissory note of $400,000 that authorizes the bank to take that money and give it to the dealership. Now, do you really think that banks send large sums of money to each other? In a time before computers – yes. There would even be $100,000 US Notes that could be used to purchase something. These were typically used between banks. Now, it is a simple modification of a computer system and databases. Already – most of the money that transfers and used in commerce is digital. So what are the reasons for not going cashless? Well continue reading

Continue reading My 7 Month Cashless Experiment

Week 26 – 2014

Not much happened this week. I received a little of the money Chris owed me, but not as much as I wanted. I deposited the money into the bank which was then transferred to the two credit cards, and a portion to the Google Wallet. In addition, I decided to upgrade my phone from the Nexus 4 to the Nexus 5. I also learned the hard way that even Nexus devices with T-Mobile is locked to T-Mobile. I requested an unlocked code for my Nexus 4 which the last payment will be paid in July’s bill. The first payment for my Nexus 5 will be in August. Last this week, Chris came by on Saturday for a couple of hours.

As for plans for the next week, I will be expecting not only my normal benefits, but a rent rebate deposit. This is due on July 1, which the money will be used to pay for the dog’s annual visit, and the rest to my credit cards to reduce the money owed. I am also expecting a BAWI site to be registered which I will start to work on (hopefully). I had been a bit lazy on my sites this week, and hope to make up for it in the coming week.

Week 17 – 2014

This week was a somewhat eventful one. I had to go to the ear doctor which they put a hole in the ear drum to drain the fluids. They also gave me ear drops which is to help with the fluid. It seems to be working properly, although there is still a few days left with that. I took the dogs for a long walk to Downtown, but was in a bit of pain when I got back. In this regard I over did it I am sure. I also received some money owed which went to Amazon. This is because I need to build up as much as possible to address the Prime Membership fees that will be due next month.

The dentures aren’t doing as well as I would like. I will make an appointment next week to address that. On some other news, I got a new domain name which is fsp.house, however I didn’t get fsp.link. The first one joined my Big Ass What If Network of sites, while the second unsuccessful one was intended to replace fsp.cc as a redirect system. I have sought for two other domains in pre-registration – which both will join the Big Ass What If Network of sites as well. The first pre-registered was fsp.rentals (be released on May 29), while the second is fsp.country (be released on July 1).

Continue reading Week 17 – 2014

Week 9 – 2014

This is my first weekly update which replaces the daily update. This week could have been better. I received my T-Mobile bill, and noticed there was a discrepancy in my data for my Nexus 7. After talking with a half of dozen people (literally), and went through a range of email communications, I have the problem partially solved. It would seem that 30 days after I activated the tablet, my data is terminated even though I am supposed to get 200MB for the life of the tablet. A support ticket was sent to the engineer, but this could be as late as the first Monday of March for someone to address it. In the meantime, I am stuck having to get a 500MB data added to my bill, and the representative couldn’t even do that correctly. Email support fixed that, and promises to refund the charges for the 500MB while I fight to get my 200MB for that I am entitled too.

It got extremely cold this week again, but I managed to walk the dogs a few time. However, there were also a couple of days where it was dangerously cold for them to be going for a walk. Of course, they got to play indoors which is nice and warm. Talisa especially loves to sleep under the wool blanket at night. The dogs are doing well, although one of them misplaced the Kong toy again so I had to put the other one up until I take the time to look for it.

Continue reading Week 9 – 2014

2014-02-19

Today was a busy day. I received replacement dog bones treats for the dogs which I get a supply of 12 every month. I also did some work on a document, and walked the dogs. In addition, someone that owed money paid out in the early afternoon. In addition, Chris stopped by in the late evening, and spent the night. I also played a little bit of games, and did some browsing. As for plans for tomorrow, I will have to walk the dogs, and go to the bank to make a deposit. In addition, I will have to drop off a prescription that is due on Saturday.

2914-01-29

Not much happened today. My kitchen sink froze again. In turn, the landlord brought a heater over, but it will be concern for the electric bill. UPS came and delivered a tablet case which so far, I am not fond of, and the phone for Alexis. After the delivery, I went to East Ohio Street where I deposit the money I received yesterday as well as get some soup which I need considering the tooth extraction. Otherwise, not much happened.

As for plans for tomorrow, I will hopefully see Alexis to where I can help her set up the new phone. I am also hoping it will be warm enough to take the two for a walk. Otherwise, not much is planned. I will be resting from the extraction though.