At time of writing this post, I have three debts of $2,650 + Interest, and one debt in collections (which I will detail later in this post). This is a significant improvement from a couple of years ago where I owed nearly $40,000. Needless to say, I have declared war on the money I owe to banks, and other creditors and taking on my financial mistakes with a vengeance.
This however is not without sacrifice. I had to make some serious decisions in my life, and I am sure some people will disagree with my actions, but the ideal is to live meagerly now so I can have a better life later. Some people will want to get out of debt so they can buy a car or a house. I don’t see me having such options available to me. In reality, the idea of owning a place I can call my own is a fantasy rather than a dream. So why am I doing it? Well, first – it is the right thing to do. Second, when I seen a light at the end of the tunnel, I had to make $125 in minimum payments per month to be on good terms with the companies I deal with now. Considering that I live below the poverty line, this is a serious challenge that will never end unless I first fix my life, and second attack my debt with the ferocity it deserves. Continue reading Declaring War on My Debt
It has been almost two years, and in about 4 months – it would have been 20 months since I had the first revision of the My Touch as my cellular phone. When I bought it, I wanted it for GPS, and 3G capabilities. At the time, it was the only smart phone that was such an option for me. Now a days, in comparison – it will seem as if my phone is more like a toy rather than a phone. And there are times I am frustrated with the CPU lag it gives to me. Of course with a 528Mhz CPU on an OS that should be using twice the CPU, I guess I can’t blame it. So, I already know I wish to upgrade, but exactly what, and would I settle for less? Well, first I don’t see a reason to settle for less, and if there is no phone I am comfortable with on my carrier, I simply would either consider another carrier, or not get a new phone.
I will go into each and every detail that I will consider as important to me, and would offer my thoughts to such. With that in mind, I would focus on what I would want, and expect for my needs. While I am sure that there are other features some may find as important, that would be on their interests, and not so much of mine. However, I would of course need a smart phone that would support Google Voice, and offer the ability to tether without paying extra.
Continue reading Almost 2 years. Time for an Upgrade?