This month could have been better. At the very least, it was frustrating. Where I will have a significant bias, and take much of what happened as personal, I will try to not let it affect the basic truth of what happened. This will be done as best as can be.
In the first week of the month, my brother did something wrong by me. It has even come to the point where I can not trust him any longer. With that being said, I had asked my landlord to do a couple of things to help deal with what my brother has done to me. If the precautions I have taken will fail, I will have to consider moving, or worst case scenario, surrender Malak and become homeless until I will be able to find a new place to live. Continue reading August 2017
This week has been a bit frustrating. After receiving a scripted reply from Assurant on where my refund on my deductible is – I filed a chargeback request from Google. It will seem as if Google has really shitty policies in dealing with card issues on their customers in situations similar to mine. With this in mind, I am seriously considering recording phone calls when I contact companies such as Assurant. I will obviously have to inform them of the call being recorded, and receive consent for such. This will matters more difficult, but Google is asking if I have proof that they will refund me when I returned their inferior product. Since everything was done by phone, there is no such proof. I will have to do such in future major transactions.
On a good note, T-Mobile has refunded the out of warranty charge they imposed on me for Assurant’s incompetency. While I am very appreciative as an extra $150 would have been a big hit on me, T-Mobile should not have to have done this. I am now seriously considering legal actions against Assurant. While I did get the issue resolved through the grace of T-Mobile, Assurant has still done wrong. I still have the Nexus 4 my brother uses and my Nexus 7 on the JUMP program which uses Assurant, so I am hoping that not only can I hopefully get the devices upgraded to new Nexus devices, but hopefully use another company for insurance. The problem will be the $100+ cost for paying the insurance all at once.
Continue reading Week 35 – 2014
Today was a busy day. I went to my pharmacy to return an item I bought yesterday that didn’t work, and pick up my prescription order to take to another pharmacy. After four days having my prescription order, they couldn’t fill my prescription. However, since I am low on bus fare, I had to walk for almost an hour from home to the two pharmacies. I then had to wait 45 minutes while the prescription was being filled, and then wait 15 minutes for the bus to finally get me back to where I can catch the bus back home.
Chris stopped by in the evening, and spent the night. I also got a hold of One Main Financial, and they decided to tell me that they will get a check out to me by Wednesday. I told them that they had 1 week. Simply put, with me giving them one more week, I will be waiting a month since they stole the money from my account, so I think I am being generous with my patience with them.
Continue reading 2012-11-23
Not much happened today. I am still trying to recover from Monday. I also called One Main Financial which has done nothing but give me the run around. I will wait until Friday for the check, and if I don’t receive it, I will file a complaint with the bank, and will hopefully see my money by the end of the month. As for tomorrow, I will have to go to the store to get bread, but otherwise, no real plans.
This page has a few vulgar words, and this post will not be appropriate for children, nor anyone who are easily offended by such language. In which case, you will definitely want to avoid the last paragraph.
About 5 years ago, I had to get a loan to try to settle personal issues. I got a second one to address some debt I had that I was trying to consolidate and reduce. As time went on, it will become apparent that no matter what I will do, if I can’t address the student loan, any other financial issues will not matter if they are addressed (as far as a Credit Score goes). Nonetheless, I wanted to keep things right with One Main Financial.
During the whole period of the loan, I changed the bank, got a letter from the bank disclosing the R&T/Account number, and strived for the most smooth transition possible. Nothing wrong there. In addition, I had one month deferment while they were Citi Financial, and while I had to move to Troy Hill, I tried to get an extension on the loan for the security deposit and first month rent (which I had some of it already). They refused. I then tried to get a deferment of 3 months which they refused. Fine, despite me being a very good customer, and addressing any issue that may have appeared immediately by going there personally on a couple of buses, fine. I obviously learned they no longer wished my business after this loan was settled.
Continue reading One Main Financial, Liar and Thief? You decide!
Not much happened today. It seemed as if much of it was a waste of time, especially in my morning, and a portion of the afternoon. I did managed to get everything completed though, so that is good. Still wasn’t feeling ideal, but getting better. I won’t go into a long story of what happened, but needless to say I have been rather offended.
I did have a loan with One Main Financial. I seemed to owed them less then $2, so they felt they had the right to take $117 out of my account. Needless to say, I wasn’t happy with that, I will be writing a post later about that.
Continue reading 2012-11-02