Category Archives: WTF

No Pet Healthcare – Shame on the US

Recently (in the life of the United States), this industrialized world power we call the United States of America has recently imposed a national health care system, and it is far from perfect. However, it is a step in the right direction. However, one thing that is lacing, and I hope history judges us badly for this, and that is this national healthcare never included petcare.

Now, I am not one of those radical PETA extremists that feels that animals are four legged people, because that will be delusional. However, I feel that even on a economical standpoint, there should be a national pet health care system. This could actually make a bigger financial savings than the cost of implementing the system. Here is why.
Continue reading No Pet Healthcare – Shame on the US

The problem with Service Animals

Through research and various other issues, I have been researching information regarding service animals, and in particular – Emotional Support Animals (ESA). I have come across a number of interesting things, a couple of which I have found completely offensive, and some how in society – such is OK (except for the people affected).

Now, there are three different types of service animals. The first is what one might think of when they think of a service animal. This is an animal that has been trained (sometimes for two or more years) to accomplish a skill set of tasks. This will include dogs to help visually impaired people, or dogs that assists a person bound to a wheelchair. Then there are therapy animals. Such animals are docile, and with a calm demeanor. You would find them in hospitals, and nursing homes. Then there are emotional support animals. These animals provide comfort and help people whom may have certain mental health problems where the presence of that animal is going to provide a benefit. Continue reading The problem with Service Animals

Why I’m Leaving Verizon

Since I moved into Troy Hill in 2011, I had Verizon FiOS. In this area, there are two choices. The first choice is Comcast which I had them for a while while I lived at my previous address, but was regularly plagued with problems of service quality and billing issues. In a matter of fact, I eventually found out that I “owed” them $35 which I know I didn’t. And according to the person I spoke with, they don’t send any bill beyond the final bill, so you are left to assume that the bill is paid even though Comcast doesn’t recognize it.

I signed up for Verizon, and initially had everything. Finances left me to terminate my home phone (in favor of SIP), and my very old TV broke down which was good because all of the channels I would have watched was always on the most expensive tier price. I was able to keep my Internet bill reasonable, and then Verizon got Greedy to where it will negatively affect them as far as our relationship goes. Continue reading Why I’m Leaving Verizon

Assurant’s Bait and Switch Scheme

On Thursday August 7, my Nexus 7’s screen cracked. This was due to my ankles giving way, and in turn – the Nexus 7 falling out of my hand and hitting the ground. Yes, I was pissed. Not only do I have to come up with money for Talisa’s test – but now I had to come up with money to pay the deductible. You see, I pay $10 for T-Mobile’s Jump program which includes Premium Device Protection with Assurant Solutions. Now, my brother and his girlfriend each had to use the insurance service because they are careless with expensive things – however in the 6+ years I had T-Mobile, and been using smart devices (first one being a Blackberry 8320 – pre Apple/Android days), I had never broke a device.

So, I find out how much the deductible is, and I pull funds out of 2 credit cards to fund $100 on my Google Wallet Card. I tried to file online, but it was not successful – so I called them. They had the claim, and it would seem as if the system had problems with the Google Wallet Card. The system did accepted it, and Assurant informed me that they will be sending me the Samsung Galaxy Tab 3 – 7.0 because it is a comparable model to the Nexus 7. I disputed with the representative and informed them that I had the Nexus 7, and that is the item I want. It is still available on the market, so it is not a legacy device. I bought the Nexus 7 because I get a reliable update path, and prefer the stock Android over the UI interfaces that other carriers give. I was told that I would have to speak with T-Mobile about it. And so the madness begins

Continue reading Assurant’s Bait and Switch Scheme

One Main Financial, Liar and Thief? You decide!


This page has a few vulgar words, and this post will not be appropriate for children, nor anyone who are easily offended by such language. In which case, you will definitely want to avoid the last paragraph.

About 5 years ago, I had to get a loan to try to settle personal issues. I got a second one to address some debt I had that I was trying to consolidate and reduce. As time went on, it will become apparent that no matter what I will do, if I can’t address the student loan, any other financial issues will not matter if they are addressed (as far as a Credit Score goes). Nonetheless, I wanted to keep things right with One Main Financial.

During the whole period of the loan, I changed the bank, got a letter from the bank disclosing the R&T/Account number, and strived for the most smooth transition possible. Nothing wrong there. In addition, I had one month deferment while they were Citi Financial, and while I had to move to Troy Hill, I tried to get an extension on the loan for the security deposit and first month rent (which I had some of it already). They refused. I then tried to get a deferment of 3 months which they refused. Fine, despite me being a very good customer, and addressing any issue that may have appeared immediately by going there personally on a couple of buses, fine. I obviously learned they no longer wished my business after this loan was settled.

Continue reading One Main Financial, Liar and Thief? You decide!

I will be a Cricket Customer–NOOOOO!

Well, there is some news. AT&T has withdrew their initial proposal to buy T-Mobile. Sounds like Good news for T-Mobile customers, right? T-Mobile will even get about $6 Billion in cash, spectrum, and assets. However, not so fast. AT&T withdrew because based on the current buy plan, AT&T will probably fail passing through the Department of Justice, and the Federal Communications Commission. So, instead, AT&T has just as sinister of a plan. You see, AT&T want’s T-Mobile for two reasons. One, killing T-Mobile will make AT&T the only national GSM carrier. Sprint uses CDMA as does Verizon. CDMA is not a global standard, and the US is actually the largest buyer of CDMA technology while almost the rest of the world uses GSM. Secondly, AT&T wants T-Mobiles bands and spectrum to ignite its LTE transition while still supporting HSDPA. Basically, T-Mobile’s towers will turn into AT&T LTE towers.

So, how would AT&T do this? Well, the easiest way on paper was to buy T-Mobile for $39 Billion dollars. However, it received stiff opposition from millions of people from the beginning forcing the federal government to scrutinize the transaction. So, now AT&T is thinking of working with an investment group to buy pieces of T-Mobile, therefore taking the spectrum. The customers and some unrequired spectrum won’t be AT&T’s, but instead to play fairly – it would be given to one of the largest MVNO (Mobile Virtual Network Operator) in the US. This will be Leap Wireless. Don’t know Leap Wireless? Maybe you don’t know then name of Cricket Communications’ parent company then?

Continue reading I will be a Cricket Customer–NOOOOO!

AT&T bought a T-Mobile, and it’s bad for everyone

On Sunday evening, AT&T made the initial offering to buy T-Mobile USA from Deutsche Telekom for $39 Billion, and stock in AT&T. Don’t worry Europe, you are safe from the evil monster, it’s only the US that getting bent over. And after the rumors opened on the Internet, T-Mobile confirmed it with a small FAQ of the acquisition. The only thing stopping this is US regulators such as the DOJ, and FTC. However, I feel this will not happen, and it would be bad for everyone as a whole. AT&T of course will benefit as they will instantly increase their network dramatically, and add to a customer base of loyal customers. They are even likely to usurp Verizon Wireless as the number one carrier. AT&T stock holders will love this, and in some twisted way of faith, customer of what would once have been T-Mobile will have the option of the iPhone. However, while their maybe some sugar coating, it is simply put bad for everyone. Not only is it bad for T-Mobile customers which is obvious, but it would be bad for everyone who relies on a cellular phone. In addition, it may even likely hurt the US economy. I will explain why.

First, let’s address how this will hurt T-Mobile customers. First, AT&T already noted that they will take the T-Mobile towers and use them for their LTE roll out. Guess what that means? This will be LTE on AT&T using AT&T’s spectrum. This will now mean that all of the 3G devices on T-Mobile will simply cease functioning, or at best go to 2G which is about 1/4 the capacity of the 3G. And don’t be fooled thinking because you have the new and latest Samsung Galaxy 4G, you are safe – because you are not. This is one thing I disagreed with T-Mobile calling their HSPA+ (high end 3G) 4G. It is not, and those customers thinking they are safe because AT&T is rolling out their 4G network is wrong. So if you are like me and was planning on spending $400 – $500 on a non contract price phone that you would have for a couple of years because you prefer T-Mobile, and the non contract price, you may end up paying more if the network starts shutting down in less than a year.

Continue reading AT&T bought a T-Mobile, and it’s bad for everyone

AT&T + T-Mobile = 1 of the worst tech news of 2011

First, let’s read the title. Revolts and natural disasters are obviously worse, and where people are dying, starving, and suffering, this is not much of anything big. So, please read before you send hate mail. Yesterday, Several of tech blogs and eventually T-Mobile confirmed that AT&T has decided to buy T-Mobile for $39 Billion. The merger unless US Regulatory intervenes will take place completely in about a year. Now, there were weak rumors that Sprint would have bought T-Mobile, but never really seen that. And the reason for rumors to begin with, is Deutsche Telekom (parent company of T-Mobile) was putting it for sale since it was loosing money.

So, what does this mean for Deutsche Telekom. Well, first they get to take home $39 Billion and some stock in the new AT&T. They can take home stock shares that will give them profits without having to deal with a coverage area bigger than the remainder of the coverage they control combined. In addition, they get to take $39 Billion to build their European Market, and make the US customer wish even more so of the great coverage and rates in Europe.

Continue reading AT&T + T-Mobile = 1 of the worst tech news of 2011

Look Ma, No Deposit

OK, now I am sure this may seem like a personal post, and should be in my daily life blog, however I see this as not just my problem, but a social problem that is probably afflicting many people.

First to make some things stand out, the poverty line is $10,830 per year, or about $902.50 per month. This means anyone with an income above 902.50 is living above poverty, while those with an income of less than $902.50 is living in poverty. So, now that we got that settled, let’s address something else. Continue reading Look Ma, No Deposit

Super Poke to a Whole New Level

Original Article ( )

So, you’re a woman. What do you do when your boyfriend refuses to show you his Facebook page? Question him suspiciously, walk away in anger, try reverse psychology. Maybe even break up with him? Well, how about stab him!

Shemicka Mc Vey of Indianapolis Indiana decided the best option to address her jealous curiosity on her  maybe cheating boyfriend was to stab him. So, moral of the story, guys – make sure you show your loony girlfriends your Facebook page or you would get poked in more ways than one.

Oh, just so you know, our new favorite loony won’t show her profile to you. I suggest we poke.