As for utilities, I only pay for Internet, and my phone service. My service provider is Comcast with their Internet Essentials program. This as the name implies provides me with Internet service. One of the things I do not like about Internet Essentials is the requirement of using Comcast’s router which I am not a fan of. I would rather use a basic modem and plug my own router into the modem. This however for some reason is not an option.
Next is my phone service. I use a couple of VOIP providers for my “home” phone service, and use Visible for my cellular service. Eventually, I will like to have a telephony server to handle my VOIP services, and manage my system a little better.