The first week was spent mostly paying bills, although I had an appointment which I went to. There is still fatigue with the new medicine, but hopefully, I can get that dealt with. The goal was to get everything accomplished as quickly as possible. This is to allow me to have an accurate depiction of my money in the second week.
The second week, as normal – I received my food stamps, and again had issues with Verizon. I received a couple of emails saying my ATA went offline. This is not something that happened so frequently with Comcast. I am likely to try to get back with Comcast in a month. I also had to make a phone call for someone that owes me money, although he usually takes his time in getting it together. On another note, since I terminated my services with Freedom Pop, I decided to take the 2 month trial with Pandora’s premium service. If the service is good, I will be spending about the same as I would if I had Freedom Pop. Continue reading September 2017
The first week was hectic. First, I managed to consolidate all of my bills into one loan. This will hit me a bit, but will hopefully be able to reduce the stress of the debt I had – some being as high as 27%. Also, in the first week, I received my rent rebate which was transferred to my new checking account. I also had a couple of appointments and had to go to the community center to collect my food from their food bank.
The second week, I got my food stamps which of course – I used to get the majority of my food. I also took Malak in for his annual checkup. Because of everything beforehand, it was a bit hard on me. I made due as normally. I also changed ISPs from Comcast to Verizon FiOS. I am going to keep that as long as possible, however, I need it for at least 4 months, otherwise, the change will be for naught. The reason of the change is Comcast will not allow current customers to get Internet Essentials. Malak also got his annual checkup. He is 80lb of muscle, and relatively healthy for his age. The vet recommended fish oil capsules to help with any joint issues he might have in the future. He is at least 6 years old now, so that is a reasonable concern. As expected, he tested negative for heartworm. Continue reading July 2017
This month could have been better, but one can’t complain. With the month being warmer than most Februaries – Malak was able to get more walks. Started to see a new therapist for my social anxiety, however he hasn’t given any recommendations other than what was recommended before with the pain psychologist. Still have yet to have a new psychiatrist.
On some other news, I have been having problems with my cellular phone. I think I will stop buying Blu Products since anything I seem to buy from there never meet my expectations a few months later. Considering that Pixel (successor to Nexus) is so expensive, I might have to look for alternatives. However, my plans do not allow me to replace my current phone; so I have some time yet.
Continue reading February 2017
At time of writing this post, I have three debts of $2,650 + Interest, and one debt in collections (which I will detail later in this post). This is a significant improvement from a couple of years ago where I owed nearly $40,000. Needless to say, I have declared war on the money I owe to banks, and other creditors and taking on my financial mistakes with a vengeance.
This however is not without sacrifice. I had to make some serious decisions in my life, and I am sure some people will disagree with my actions, but the ideal is to live meagerly now so I can have a better life later. Some people will want to get out of debt so they can buy a car or a house. I don’t see me having such options available to me. In reality, the idea of owning a place I can call my own is a fantasy rather than a dream. So why am I doing it? Well, first – it is the right thing to do. Second, when I seen a light at the end of the tunnel, I had to make $125 in minimum payments per month to be on good terms with the companies I deal with now. Considering that I live below the poverty line, this is a serious challenge that will never end unless I first fix my life, and second attack my debt with the ferocity it deserves. Continue reading Declaring War on My Debt
This week was as most starts of the month where I do a lot of activity, but of little interest. I picked up a couple of groceries at the end of the month, and had an errand in the middle of the month where I also added funds to my Connect Card. This was essential as I had very little left. I also had an appointment with my Anesthesiologist, but this was the normal 3 month follow up. And of course, I paid my bills – all of which were done electronically. Andrea paid a portion of her phone bill, and hopefully will pay the rest before Tuesday of next week.
As for plans for next week, I will have another doctor’s appointment, and will have to get groceries for most of the month. I will also be continuing to work on my one site that I want to finish (but not likely) before the end of this month. I will also be indulging myself on American Horror Story – Coven (season 3).
This week was slow with a lot of a waste of time towards the end. I will focus on this waste of time. One Friday (31st of October), I had jury duty. So, I have went through questioning, and sitting with interviews, right? Wrong. I spent the entire day waiting, and waiting before lunch, then waiting, and waiting again before being released around 3:30PM. In turn, I got $10.70 for my time with my lunch costing $8.00 and then there is bus fare. On top of that, I couldn’t pick up the dogs’ heartworm prevention medicine.
Other than that, not much happened. I walked the dogs on Saturday, and prepared for my bills to be paid. This meant that I paid the rent, and the electric while transferring the remainder to my credit cards, and Google Wallet. I also have a deposit which I will have to make on Monday. As for plans for next week, I will have to go to get cleats on my shoes, get the dogs’ heartworm prevention medicine, make a deposit, and a couple of other errands. My goal is to do everything on one day as to reduce the amount of bus fare I will have to spend.
This week started quiet, but ended with a little bit of hectic activity. This is because the first of the month came in the middle of the week. On Wednesday, I paid my rent, electric, and my credit cards. On Thursday, my credit card payments was acknowledge which I then used a part of the credit to pay my Internet, and Phone (which is my normal behavior). On some worse news, my only set of headphones are not working effectively which means I will have to try to acquire a new pair which means about $25 that I didn’t plan for.
As for plans for next week, I will have to eventually acquire groceries, and should expect money from Andrea, and Chris for their portion of the phone bill. And with about 2 months left in this year, I need to address a document that I will like to submit to city, county, and state government as well as PAT (Port Authority Transit). The reason is I feel if you are going to complain about something, you should have a reasonable and realistic solution proposed to solve what is being complained about. So, much of my effort will be to that document and the companion web site.
This week could have been better. Although one thing that happened was I finally received the check from Assurant. In that event, it took them 30 seconds to take my money, and 30 days to return it. Otherwise, everything else went in regards to paying bills, adding funds on my transit card, and getting the basic things that the first week of the month needs to be addressed with. I have been playing Clash of Clans, but hadn’t been very successful with attacks, but oh well – hopefully that area will improve. No real plans for the coming week are expected. Andrea and Chris are late with their phone bill (as normal).
This week was much any other week, although it ended terribly. As for the majority of the week, it has been much like most weeks. I paid bills, and got the things I needed. As for the end though, my tablet’s screen broke. This was due to a drop after my ankles gave way. I invoked my insurance with Assurance Solutions, and it was a complete rip-off. They were insisted on sending me the Samsung Galaxy Tab 3 7.0 with the claim that it was a comparable model. It was far from a comparable model, and the Tab is inferior in every way. I managed to work out a somewhat reasonable solution with T-Mobile in replacing my tablet, but this is likely a one time thing which means I can’t trust the insurance provider to do the right thing in the future.
This is in addition that I still have yet to get tests for Talisa. This is still $100, and the tablet breaking is a major set back. While I “could” wait, there is also the issue of paying for the tablet I can’t use, and paying for service tied to the tablet. There is also the rumors I read on the Internet where Assurance will not support a device that has been broken for more than 30 days. I am hoping to have another option on standby, but as always, I expect worst case scenario.
Continue reading Week 32
This week was the last week of the month, and therefore not much happened. I was able to give the dogs a long walk, and had to go to the Grocery store, but otherwise – not much happened. The first of the month came on Friday which meant my benefits came on that day. I paid my bills with exception of my Verizon bill which they manage to put an inaccurate amount on the bill again. I am at the point where if they don’t fix this problem, I will reduce my speeds – especially since some times I don’t even see a benefit of the “50MBPS” connection.
As for plans for the next week, I should be getting money owed for their portion of the bill from both Andrea and Chris. I should also be able to hopefully pay my Internet bill, and will be expecting a bag of dog food to come in. Otherwise, not much is planned.