Tag Archives: checking

October 2017

This month was much like most months. However, I was busier than normal with appointments. There have been some changes. First, the department of Traveler’s AId which provides me with bus fare to get to and from doctor appointments have changed. I called the new department for the first time late last month. I also acquired a USB A – C cable. This will allow me to charge my phone next to where I sleep. Before this, I had to charge it early in the morning.

The first week was as normal. I, however, had a phone call regarding my brother. He, however, has yet to actually call me since the last time he did me wrong. This is for the best in my opinion, but he still sees it fit to cause more issues with me. Next, I had a doctor’s appointment which I went to. When I got back into Downtown, I missed my bus and had to go to a McDonalds’ to get off of my feet. This was because of me having to get bread to support my meals.
Continue reading October 2017

Review: Capital One 360

I normally don’t review financial products/services as typically everyone’s needs are different. For example, I have a basic credit card with a relatively low interest, but no cash back. I don’t use the credit on my card enough to really benefit from cash back especially at a threat of higher interest rates. However, this is a bank account, and most people need a bank account, right? Now, your bank account may serve you well, and if that is the case – keep it. However, if you are looking for a new account, this might be an option to consider.

I chosen to open a Capital One 360 account for a few reasons. First, my previous account (which I still have the account open) gave me a bank account, but seem to refuse me when I asked for a credit card or a personal loan to consolidate debt, and get a few essentials. With the fact that I already had a credit card and on time payments with them had been 100%, I felt as if I wasn’t being looked at as a customer, but a number with another number attached. With this in mind, I have loss any personal sense of loyalty and commitment to them. I already had a Capital One Credit card which I had for more than 8 years when I applied for the loan, so I had an established payment history – one that was longer than my bank account. So knowing that I will be treated as a number with a big bank like Capital One, I didn’t see much difference in customer relations to what I been dealing with already. Continue reading Review: Capital One 360